Undergraduate Financial Aid

Undergraduate Financial Aid

Financial aid is available for undergraduates enrolled in degree programs and teacher credential programs in the form of need-based and non-need based grants, loans and outside scholarships. To establish eligibility for financial aid, you will need to complete the Free Application for Federal Student Aid (FAFSA). This application must be completed each year you request financial aid.

California State Aid Cal Grants

The state of California offers Cal Grants A and B to qualifying undergraduate students who are residents of California and meet the GPA and financial need criteria.

Chafee Grant

The California Chafee Grant Program gives free money to current or former foster youth to use for vocational school training or college courses. To qualify, you must be a current or former foster youth, must have established court dependency between the ages of 16 and 18, and must not have reached your 22nd birthday as of July 1st of the award year. The California Department of Social Services will determine your foster youth eligibility status. To apply: complete the FAFSA and submit a Chafee Grant Application.

California National Guard Education Assistance Award Program

If you are an active member in the California National Guard, the State Military Reserve, or the Naval Militia, you may be eligible for a state-funded program designed to provide an educational incentive to improve your skills, competencies and abilities. The enrollment period for initial applicants is April 15 through April 14 of the following year. The Priority Deadline is June 15. After June 15, applications will continue to be accepted through April 14; however, entry into the program will be granted on a “first come-first serve” basis until all awards are exhausted. Initial applicants must submit an online or paper application, FAFSA, and the Statement of Understanding (SOU) which are all available here: https://nationalguard.csac.ca.gov/

To qualify, you must:

  • Be an active member who has served two (2) years in the California National Guard, the State Military Reserve, or the Naval Militia;
  • Agree to remain an active member throughout the participation period in the program;
  • Agree to use the award to obtain a certificate, degree, or diploma that you currently do not possess;
  • Be enrolled in, registered at, or accepted to a qualifying institution;
  • Agree to maintain enrollment of a minimum of three (3) academic units per semester, or the equivalent, at a qualifying institution;
  • Agree to maintain at least a 2.0 cumulative grade point average (GPA); and
  • Be a resident of California for at least one year.

Child Development Grant Program

The Child Development Grant Program (Program) is a need-based grant designed to encourage students to enter the field of child care and development in a licensed children’s center. Students who plan to enroll at least half-time in coursework leading to a Child Development Permit as teacher, master teacher, site supervisor or program director, are eligible to apply through Brandman. To receive funding, students must sign a Service Commitment Agreement stating they will provide one year of full-time service in a licensed children’s center for each year they receive the grant. To Apply: Complete the FAFSA and submit a Child Development Grant Application.

Federal Aid

A wide variety of programs, each with different requirements and limits, are available. One Stop specialists at each campus are able to answer your questions. Like all Brandman employees, they follow the Federal Student Loan Code of Conduct, ensuring that students are treated fairly.

Federal Pell Grant

Pell Grants assist low-income, undergraduate students without a baccalaureate degree. Students are limited to 12 full-time semesters of eligibility. This is a need-based grant that does not need to be repaid. Awards range from $294 to $5,920. To Apply: submit a FAFSA  and contact your campus One Stop Specialist.

Federal Supplemental Education Opportunity Grant

Supplemental Education Opportunity Grants assist low-income, undergraduate students without baccalaureate degrees. This is a need-based grant that does not need to be repaid. Award amounts up to $300. To Apply: Submit a FAFSA and contact your campus One Stop Specialist.

Federal Work Study

Work Study programs provide part time employment at Brandman University or specified community service organizations off-campus. Students earn up to $3,000 for fall and spring trimesters (about 15 hours of work per week). All money earned is directly applied to tuition payments. To apply: Submit a FAFSA and contact your campus One Stop Specialist.

William D. Ford Federal Direct Loans

The U.S. Department of Education offers low-interest loans to eligible students to help cover the cost of college. Direct Loans are borrowed through the federal government and must be repaid. To apply for any type of Direct Loan, you must first complete and submit the Free Application for Federal Student Aid (FAFSA). We will use the information from your FAFSA to determine how much student aid you are eligible to receive. Direct Loans are generally included as part of your financial aid proposal. There are three types of Federal Direct Loans for undergraduate students – Subsidized, Unsubsidized and Parent PLUS.

Direct Subsidized Loans:  
  • Only available to undergraduate students with financial need.
  • The amount may not exceed your financial need and is limited by your grade level in school.
  • The U.S. Department of Education pays the interest on a Direct Subsidized Loan:
    • While you’re in school at least half-time, or for the first six months after you leave school (referred to as a grace period) and during a period of deferment (a postponement of loan payments).
Direct Unsubsidized Loans:
  • Available to undergraduate and graduate students - no requirement to demonstrate financial need.
  • Award amount is based on your cost of attendance and other financial aid you receive.
  • You are responsible for paying the interest on a Direct Unsubsidized Loan during all periods.
  • If you choose not to pay the interest while you are in school, your interest will accumulate and be added to the principal amount of your loan.
Direct Parent PLUS Loans

PLUS loans are federal loans that parents of dependent undergraduate students can use to help pay education expenses. The U.S. Department of Education makes Direct PLUS Loans to eligible borrowers through schools participating in the Direct Loan Program.

  • The U.S. Department of Education is the lender.
  • The borrower must not have an adverse credit history.
  • The maximum loan amount is the student’s cost of attendance (determined by the school) minus any other financial aid received.
  • If a parent borrower is unable to secure a PLUS loan, the undergraduate dependent student may be eligible for additional unsubsidized loans to help pay for his or her education.
  • For more information and instructions on how to apply, visit: http://studentaid.ed.gov/types/loans/plus

Alternative Loans

Private student loans, also known as “alternative loans,” are made available to students through banks, credit unions and other financial institutions. Although regulated by the federal government, these loans are not subsidized or guaranteed by the government. They are a private arrangement between you and the lender. Consequently, the terms and conditions of the loan will vary from lender to lender and Brandman University does not recommend any particular lenders. Instead, we suggest you evaluate several loan options to obtain the loan that is best suited to meet your needs. See the FAQ for more details.