Browse through the categories listed below to learn details about acquiring financial aid at Brandman University.
Tuition and Aid FAQ's
If you still have questions and concerns after reviewing the FAQ's, contact your One Stop Specialist on the campus where you attend. If you’re a fully online student, call and set up a phone or virtual meeting. For financial aid forms, visit the Resources page.
How do I apply for a loan?
To apply for a Direct Loan, you must first complete and submit the Free Application for Federal Student Aid (FAFSA). We will use the information from your FAFSA to determine how much student aid you are eligible to receive. Direct Loans are generally included as part of your financial aid package.
What is the deadline when applying for a Federal loan?
You must apply prior to finishing your enrollment process (at least half-time) for the academic year.
- Complete loan entrance counseling if you are a first time loan borrower (graduate students must complete the graduate version).
- Complete and sign the Direct Loan Master Promissory Note.
- If you are applying for GradPLUS, complete the GradPLUS application, the Master Promissory Note (MPN).
Am I eligible for Federal Student Aid?
Am I eligible for Federal Student Aid?
There are very specific requirements for qualifying for financial aid. TheFAFSA4caster tool makes it easy for you to understand your options and determine your eligibility. It follows the U.S. Department of Education eligibility criteria that you must meet in order to qualify for Federal Student Aid:
- You must demonstrate financial need (for most programs).
- You must be a U.S. citizen or an eligible non-citizen with a valid Social Security number.
- You must have proof of a high school diploma or recognized equivalent, such as a General Educational Development (GED) certificate or home school setting approved under state law.
- You must be enrolled or accepted for enrollment as a regular student in an eligible degree or certificate program and maintain satisfactory academic progress in college.
- For any of the Direct Loans, you must be enrolled at least half-time to be eligible. At Brandman, a half-time student if you takes only one class per eight week session, or six credits per trimester.
- If you are male you must also be registered with Selective Service in order to apply for aid.
All students applying for financial aid must fill out the Free Application for Federal Student Aid (FAFSA) online document stating that you are not currently in default on a federal student loan and do not owe money on a federal student grant. The agreement also confirms that you will use federal student aid only for educational purposes. When completing your FAFSA you will be asked to include your institution’s federal school code. Brandman’s federal school code is 041618.
Am I eligible for a Direct Subsidized Loan or a Direct Unsubsidized Loan?
You may be eligible for a direct subsidized loan or direct unsubsidized loan if you are an undergraduate student who is enrolled at least half-time in an eligible program leading to a degree or certificate. If you are a graduate or professional degree student, you may be eligible to receive a Direct Unsubsidized Loan. The difference between Direct Subsidized Loans and Unsubsidized Loans is that Direct Subsidized Loans have slightly better terms to help out students with financial need.
Am I eligible for a Direct Grad PLUS Loan?
You may be eligible for a Direct PLUS Loan, if you are a graduate or professional degree student enrolled at least half-time in a program leading to a degree and meet the general eligibility requirements for federal student aid (see question #1 under Federal Aid). You must also have good credit or provide an endorser with good credit.
Are there limits to how much I can borrow and what are the current interest rates?
Yes. There are limits on the maximum amount in subsidized and unsubsidized loans that you are eligible to receive each academic year (annual loan limit) and over your academic career (total loan limits). These limits depend on what year you are in school and whether you are a dependent or independent student. If you are a dependent student whose parents are not eligible for a Direct PLUS Loan, you may be able to receive additional funds.
See Federal Student Aid for information and current interest rates. In addition, limits for credential students are $5,500 for dependent students and up $12,500 for independent students with a $5,500 limit on subsidized loans.
What if I have already been receiving loans when I apply for aid?
This is a common question for students who are transferring into Brandman from a community college or other institution. Since the annual loan limits are based on an academic year, if you transfer from another school into Brandman there will be an overlap in academic years. This overlap may affect the amount that you are eligible to borrow at Brandman or for your new program.
Although the explanation here applies primarily to transfer students, the same principles apply in the case of current students who change programs within Brandman.
What if I’m having trouble repaying my loans?
Federal student loans must be repaid, just like car loans and mortgages. However, in certain situations, you may be eligible for loan forgiveness, cancellation, or assistance. Below are some programs Brandman students may find beneficial.
Programs for Teachers:
- Federal Teacher Loan Forgiveness Programs
- Federal Student Aid: Forgiveness, cancellation and discharge
Programs for Military:
Programs for Public Service:
Programs for Health Care: